Don't Miss Out on the Best Time to Sell Your Home

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A lot of people have been asking me when the best time to sell a home is. A lot of people tend to think that the summer is the best time to sell because it's the busiest season. However, here in Charleston we have phenomenal weather all year and we're also seeing a lot of people move to our city.

With this being said, there really is no 'best time' to buy or sell a home in Charleston. We don't have much seasonal shift due to weather, so we are very lucky with the market that we have.

In the winter months we still have a lot of buyers out looking for homes, so don't be afraid to list your home despite it being a slower time for the real estate market. The winter is actually a great time to sell a home because inventory drops off and home prices rise as a result.

If you're thinking about selling your home during the fourth quarter of this year, please don't hesitate to contact me. I would be happy to consult with you about selling for top dollar!

Come Watch the RiverDogs with Us!

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Click here to RSVP by May 22nd with # of tickets!

If you're receiving this email then you are one of the special ones we've chosen to invite to RiverDog Stadium on June 5th. We've got 500 VIP seats set aside for friends and family of the Jeff Cook Real Estate team. 

This is our way of thanking you for your referrals, telling people about our service, and generally helping our business to succeed. We would like to take this opportunity to thank anyone who has ever worked with us, because we wouldn't be here without your support and patronage. 

Once again, this will be taking place on Friday, June 5th, and there will be a big fireworks display. If you plan on attending, please click the RSVP link below and let us know how many tickets you'll need (we're fine with giving away multiple tickets to one person). 

What Loan Products Are Available in the Charleston Area?

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Selling your Charleston home? Get a free home value report

Today, mortgage expert Todd Sevier joins us again to dig deeper into the lending process. Today he answers: What's the difference between a fixed-rate mortgage and an adjustable-rate mortgage?

A fixed-rate mortgage means that the rate you lock in when you are granted a loan remains the same for the duration of the loan. Some things, like taxes and insurance, can change over time, but the majority of your mortgage payment (the principal and interest) will never change. The most common loan is a 30-year fixed-rate, but you can also get loans for shorter periods.

An adjustable-rate mortgage is typically going to have a lower start rate that will be fixed for a period of anywhere from 2-10 years. In that time frame, the rate will adjust. It can go up or down, depending on where the market is at that particular time. A rule of thumb when getting an adjustable rate is you should know what your future plans entail. If you get an adjustable-rate loan that will change in five years, do you plan on selling by then? If so, that loan may be a great option for you; if you're planning on living in the home for a longer period of time, you want to get a fixed-rate loan.

If you have any specific questions about this topic, or if you need real estate assistance of any kind, don't hesitate to reach out to us. You can reach Todd at (843) 408-0856 or by email at Todd@scmtgpro.com. We would love to hear from you!