Charleston SC Real Estate Video Blog with Jeff Cook

Buying a Charleston home? Get a full home search

Selling your Charleston home ? Get a free home value report

Today, I want to mention a special program we offer.

Are you a teacher, firefighter, police officer, veteran, or nurse? If so, we offer a special Hero Home Buying Program. It includes thousands of dollars in down payment assistance.

If you have at least a 620 credit score, and you can afford $800 per month, we want to talk to you. This is a limited time offer throughout the state of South Carolina. When the funds are dried up, the program is over.

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Are you a teacher, firefighter, police officer, veteran, or nurse?

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The program is offering up to $10,000 of down payment assistance and an interest rate of 3%. We have several homes available. If you qualify and choose this route, it will be cheaper than renting. It’s an affordable monthly payment without a down payment.

Click here to see if you qualify

We’d be happy to serve you and consider your application if you meet these qualifications. Reach out by phone or email with any questions you might have!

Buying a Charleston home? Get a full home search

Selling your Charleston home ? Get a free home value report

Today, I’m talking about who pays what in an average real estate transaction in the surrounding area. How much are the entire closing costs for the buyer and the seller?

When you’re buying or selling a home, people often overlook how much a transaction will actually cost them. What’s interesting about this is that you can find all kind of calculators online, but every state has different regulations. As a general rule of thumb you have fees that account for up to 1.5%, if you're selling, and 3.5% if you're buying, of your entire transaction. This also includes mortgage fees, attorney fees, deed stamps, title insurance, and homeowner’s insurance. The homeowner’s insurance brings up the percentage for buyers compared to sellers.

If you present an attractive offer to a seller, they might be willing to help you pay for these fees out of their own pocket. This reduces the amount of money you pay out. If you’re a seller, closing costs can come out of a home’s equity. Additionally, you need to consider comission fees for real estate agents, which are between 5% and 7% depending on the services you receive from the agent.

If you’re thinking about buying or selling in Charleston, give me a call or send me an email. I’d be happy to serve your local real estate needs and answer any questions you might have!

Why hire the Jeff Cook Team to represent you?

As the #1 Residential resale agent in the Charleston area for 5 years in a row, Jeff Cook is more than capable of handling the sale of your home in a satisfactory manner. You will not find a more experienced, driven, and successful group than the Jeff Cook Real Estate Group. Whether you are looking to buy or sell, you will find a team that is willing to put your satisfaction at the forefront of the business.

Jeff hopes to provide you with a superior buying and selling process with free reports on Charleston homes for sale and local listings of all homes for sale in Charleston. With a deep knowledge of the local area and a decade of experience within the field of real estate, Jeff is sure to exceed all of your expectations. If you want someone who will work tirelessly to ensure your satisfaction, then you are looking in the right place.

Jeff Cook
Jeff Cook Real Estate
Offices in Summerville, Charleston,
West Ashley, and Mount Pleasant
(843)225-2002
Info@JeffCookRealEstate.com

Erich - "The Jeff Cook team was very helpful through the whole process. Everyone was incredibly pleasant and they really kept me calm during times I was worried that nothing was going to happen. They always gave me good information and were very willing to work with me."

Lee - "I was very impressed with how they kept in contact with me. There wasn’t a week that went by where I didn’t hear from them. Jeff has the most knowledge and we really felt that he would be able to take care of our needs and concerns."

Jeff - "When we found the home we wanted, we told our Realtor at Jeff Cook Real Estate and told her what we were looking for. She worked very hard to get us into the house quickly and really made sure things were moving along. She even made calls to the utility company and home inspectors that, to me, was above and beyond!"

See what our thrilled Charleston real estate clients have to say

"Our real estate agent, the divine Becca Hodges and the entire Jeff Cook team made buying a home in Charleston SC, while still living in Kodiak Alaska, 4500 miles away, anxiety free. Becca was able to take our long lists of wants and needs in a home and set up multiple search criteria. Essentially, the home of our dreams found us. She happily met with our parents, multiple times, as our stand-ins for showings and never wavered at the challenge of a 4 hour time zone difference for many phone conversations. Working with Becca Hodges and Jeff Cook Real Estate was a pleasant experience. We highly recommend them."

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We had to move to another city before our house was sold and we were scared to death of having to pay a mortgage and rent at the same time for too long. Luckily, Jeff Cook and his team quickly sold our house. We had multiple showings daily for two weeks with great feedback (painting allowance requested, power wash the house, etc.). Those few things were done and soon enough we had two offers. Within the month we were under contract, and closed not even two months later. It felt like a miracle honestly, and we even came out on top! The team works so seamlessly together, and is efficient in each of their roles, you never have to wonder if they've forgotten about your house. I really can't express my thanks enough, they were a dream team to work with! Its just too bad we weren't buying in the area again. Jeff Cook move to Atlanta!"

Click Here For Even More Reviews

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Our Buying Program for South Carolina Heroes

Who Pays What in a Real Estate Transaction?