Today I have a unique opportunity that I wanted to share. We're looking to add salespeople to each of our locations to serve the thousands of leads we've generated this month.
I've been working in real estate here in Charleston for 13 years, so I've seen the highs, the lows, and a lot of other things in between. During that time, I've developed one of Charleston's first real estate teams, which has expanded into multiple locations.
We're looking to add two or three salespeople at each of our four locations.
In the past 30 days, our team generated 3,813 leads of people who are either moving to the area or who live here already and are thinking about moving. About two-thirds of the leads we generated are from outside the area by people looking to move into Charleston. Did you know that 53 people move to Charleston every single day? We can get you in front of those people looking to buy a home here, and that’s a huge opportunity!
Within our team, we share these leads with our agents, and we literally are not able to get to all of them currently. We need YOU! We're looking to add two or three great salespeople to each our four locations.
If you're interested, just reply to this email and it will go directly to Jeff , 100% confidential, or visit www.JoinJCRE.com.
Extra! Extra! Read all about it! Have you heard? Interest rates are on the rise. What does that mean for your home’s value? That is exactly what I wanted to discuss today.
The entity that sets interest rates, the Federal Reserve, meets on a quarterly basis. In 2016, they increased interest rates in two of their four meetings, including the one in December. They have predicted that this year they will raise rates in three out of the four meetings.
Let’s just say they go up 1% from 4.5% to 5.5%, which is what many experts are predicting. Logic says that is still an amazingly low rate, and based on 20- and 30-year trends, it is. However, here is what that increase means for you specifically if you’re trying to buy a home.
This is the time to buy or sell before they go up.
If you get approved today for up to $300,000 at 4.5%, just a 1% increase will greatly affect your buying power. With a 5.5% rate, you would only be able to afford a $270,000 home and your mortgage payment will end up about the same as it would have been with a $300,000 home at 4.5%.
If you’re trying to get the maximum amount of money possible out of your home sale, now might be a good time to consider putting your home on the market. There are a lot of buyers out there looking right now and the more potential eyeballs looking at your home, the better. On the flip side, if you plan on purchasing a new home in the near future, it is a good idea to take advantage of the money while it’s cheap and before rates go up.
If you have any questions for me or if you are looking to buy or sell a home in Charleston, don’t hesitate to give me a call or send me an email. I would love to hear from you and discuss your specific situation further.
There are so many options out there in the lending world. You have online banks, brick-and-mortar banks, and non-depository institutions like us. How do you know which one is right for you?
There are different factors to consider, such as rates, fees, and services. Without going from bank to bank to bank, how do you establish that? Let’s examine your options.
With an online bank, you’re a one-time client for them. After your business is completed, they’re not thinking about you ever again, so they don’t have the motivation to service you properly and make the process as easy as possible.
My team can take great care of you.
With brick-and-mortar banks, their end goal is to make you a customer so they can sell you additional products like car loans, IRAs, bank accounts, etc.
With non-depository institutions like us, our goal is to create that continual referral source by providing outstanding customer service, great rates, low fees, and making the mortgage process as easy as possible.
If you have any questions or are in need of a great lender, please don’t hesitate to give me a call or send me an email. I look forward to helping you!
